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HFS Weekly Insights

Harrison Financial Services is committed to providing ongoing education and insights related to holistic wealth management. Members of the Harrison Financial Services Investment Committee provide Weekly updates to ensure our clients, colleagues and industry partners are well informed on the latest industry trends and market movements.

The opinions expressed are those of Harrison Financial Services as of the date stated on each communication and are subject to change. The investment professionals at Harrison Financial Services provide views and commentary on the current marketplace. This information is designed as general commentary regarding our views on the relative attractiveness of different asset classes and asset allocation strategies. This material does not constitute investment advice and is not intended as an endorsement of any specific investment or security.

Keep in mind that this viewpoint can and will change as valuations and economic variables evolve. These views are made in the context of a well-diversified portfolio, not in isolation, and are not a recommendation for individual investors. Decisions about investments should always be made on an individual basis or in consultation with a Financial Advisor, based on an individual’s preferred risk levels and long-term goals.

Please remember that all investments carry some level of risk, including the potential loss of principal invested. Indexes and/or benchmarks are unmanaged and cannot be invested in directly. Returns represent past performance, are not a guarantee of future performance and are not indicative of any specific investment. Diversification and strategic asset allocation do not assure profit or protect against loss.

Amish Buggy in Ohio Amish Country

It’s Time to Modernize Investments

November 14, 2024

The world is an evolving place.  Change is constant, and so we must adapt or risk falling behind.  It’s hard to think of a profession that hasn’t undergone a meaningful shift in approach and philosophy over recent decades.  Read the full article here.

Growth strategy busines trend concept. Businessman hand on arrow investment icon. Increase sale marketing, increase success potential, soar rocket towards wealth. Competitive business goal plan

If They Build It, We Will Come

November 6, 2024

HFS believes that artificial intelligence (AI) will become one of the greatest technological innovations in modern history.  It’s not just us who believes that – there are a lot of brilliant technology CEOs that are also making big bets that this happens.  Read the full article here.

Hard working Mature Adult man working in the office, on a digital tablet, looking concerned

Structured Products – Buyer Beware

October 30, 2024

There’s no such thing as a free lunch.  This is what comes to mind when clients ask us about structured products.  These are highly-customized and complex securities that are often sold with the promise of limited downside risk yet attractive upside –like a hybrid between a stock and bond.  They are called “structured” because they reshape the original investment’s risk/return profile.  Read the full article here.

On Average, actual installations have been more than three times higher than their five-year forecasts

Stop Thinking Linearly in an Exponential World

October 24, 2024

We’re living in a time of exponential change. It started decades ago with the introduction of the personal computer and the internet, and it’s continuing with newer technologies like cloud computing, electric cars, and artificial intelligence. Read the full article here.

Atom molecule

AI Factories Are Going Nuclear

October 17, 2024

The nuclear power industry is seeing a revival due to power-hungry artificial intelligence (AI) data centers. Google recently announced that it will fund the construction of seven small nuclear-power reactors to be built by a startup called Kairos Power. Read the full article here.

The concept of business value added. Businessman touching virtual progress bar with the word value for business growth. increase value, company value add, growth plan, Grow sales product and service.

The Rules are Different in the Digital World

October 10, 2024

“Unprofitable tech.”  It’s a phrase we’ve heard a lot over the past 15 years during the rise of the digital economy.  Oftentimes, it is used as a knock against “growth” investing or a sign of a broken or overvalued business model.  Read the full article here.

Flag of China painted on a cracked wall. Chinese real estate and debt crisis

Chinese Stocks Just Had a Week. Can it Last?

October 2, 2024

Last week, Chinese stocks went on a historic run due to new government stimulus measures to jumpstart its ailing economy and real estate market.  That government announced multiple interest rate cuts, reduced reserve requirements for banks, lowered mortgage rates on existing homes, providing funding to buy back stocks, and more. Read the full article here.

Bull market, Financial and business concept

Context Matters

September 25, 2024

The Fed prognosticators were out in full force this past week after the Board cut interest rates for the first time since March 2020.  We heard a lot of talk about what it means and why the Fed decided to cut by 0.50% instead of the more typical 0.25%.  Read the full article here.

Hand flipping wooden cube block to change between up and down with percentage sign symbol for increase and decrease financial interest rate and business investment growth from dividend concept.

Long-term Bonds Look Expensive

September 19, 2024

The Fed began its latest rate-cut cycle this past week, cutting by 0.50%.  Historically, when this occurs without a recession, stocks do well.  At HFS, this is our base case.  In fact, we think we’re no where near a recession for the broader economy, although smaller parts of it are struggling.  Read the full article here.